Transparent capital journey for small entrepreneurs.
Track capital access, daily repayment progress, Trust Score, receipts, Field Agent support, and renewal eligibility in one mobile-first dashboard.
A clear capital cycle designed for grassroots negosyo.
NegosyoLoan connects approved capital sources, qualified Negosyo Members, Field Agent support, digital receipts, Admin verification, and separate revolving capital tracking.
Funding Partner creates a Micro-Capital Unit
A Funding Partner funds a unit that may support approved Negosyo Members through a fixed capital cycle.
Negosyo Member applies
The member sees the amount released, service charge, total payable, daily repayment, and full schedule.
Platform Admin reviews and releases
Admin approves applications, assigns Field Agent support, selects fund source, and releases capital.
Repayments are tracked
Members can pay through Field Agent support or direct digital payment with proof upload and verification.
Trust Score improves
Verified payments and completed capital cycles improve renewal eligibility and capital level access.
Capital can revolve
Collected funds may become Revolving Capital, separately tracked from Funding Partner capital.
Access capital while building a stronger business profile.
Negosyo Members can apply for micro-capital, view repayment schedules, upload payment proof, receive receipts, and grow their Trust Score.
Support monitored micro-capital cycles with clear records.
Funding Partners can create Micro-Capital Units, monitor their status, view projected payout, and reinvest into new capital units.
Support members in the field with verified collection tools.
Field Agents assist with onboarding, borrower support, cash collection, QR receipts, remittance tracking, and verified commission.