Mobile-first micro-capital access

Build Trust.
Access Capital.
Grow Your Negosyo.

NegosyoLoan helps grassroots Filipino entrepreneurs access transparent micro-capital, build a Negosyo Trust Score, track repayments, receive digital receipts, and grow through responsible capital cycles.

Starter Micro-Capital ₱2,500 Capital Cycle ₱50 daily repayment • 60 days • QR receipts
₱2.5K
NegosyoLoan Trust Dashboard

Transparent capital journey for small entrepreneurs.

Track capital access, daily repayment progress, Trust Score, receipts, Field Agent support, and renewal eligibility in one mobile-first dashboard.

Protected
Possible Capital Access ₱2,500 Level 1 — Starter Vendor
84 Trust Score
Progress 36/60
Receipts QR Ready
Status Good
How It Works

A clear capital cycle designed for grassroots negosyo.

NegosyoLoan connects approved capital sources, qualified Negosyo Members, Field Agent support, digital receipts, Admin verification, and separate revolving capital tracking.

1

Funding Partner creates a Micro-Capital Unit

A Funding Partner funds a unit that may support approved Negosyo Members through a fixed capital cycle.

2

Negosyo Member applies

The member sees the amount released, service charge, total payable, daily repayment, and full schedule.

3

Platform Admin reviews and releases

Admin approves applications, assigns Field Agent support, selects fund source, and releases capital.

4

Repayments are tracked

Members can pay through Field Agent support or direct digital payment with proof upload and verification.

5

Trust Score improves

Verified payments and completed capital cycles improve renewal eligibility and capital level access.

6

Capital can revolve

Collected funds may become Revolving Capital, separately tracked from Funding Partner capital.

For Negosyo Members

Access capital while building a stronger business profile.

Negosyo Members can apply for micro-capital, view repayment schedules, upload payment proof, receive receipts, and grow their Trust Score.

Starter Capital Start with a transparent ₱2,500 capital cycle with clear terms and daily repayment visibility.
Negosyo Trust Score Build your score through verified payments, completed cycles, and responsible account behavior.
Renewal Growth Qualified members may unlock higher capital levels after completing successful cycles.
For Funding Partners

Support monitored micro-capital cycles with clear records.

Funding Partners can create Micro-Capital Units, monitor their status, view projected payout, and reinvest into new capital units.

CU
Micro-Capital Units Each unit is tracked separately with status, maturity, payout, and closure records.
60
Fixed Capital Cycle Funding Partner share applies only to the original fixed cycle, not to future revolving releases.
Payout History Partner payout records are logged and viewable after Platform Admin processing.
For Field Agents

Support members in the field with verified collection tools.

Field Agents assist with onboarding, borrower support, cash collection, QR receipts, remittance tracking, and verified commission.

FA
Assigned Accounts View assigned Negosyo Members, remaining balances, and daily collection progress.
QR
Digital Receipts Every submitted collection receives a receipt code and verification status.
Verified Commission Commission is credited only after Admin verifies the collection record.
Important Notice NegosyoLoan is designed as a transparent micro-capital management platform. All capital releases, service charges, repayment schedules, Funding Partner shares, and platform rules must be clearly disclosed and accepted before participation. The platform should be operated in accordance with applicable registration, lending, financing, investment, data privacy, and consumer protection requirements. Avoid misleading claims such as guaranteed profit, no-risk investment, or hidden finance charges.